About Us

Our History

The story of Citizens Commerce began years ago at the First National Bank & Trust Company of Woodford County, where our Board of Directors and management team first met. When that bank was acquired by an out-of-state banking behemoth, our founders decided to create a new bank, one that was truly local. In November of 1996, Woodford County’s own Citizens Commerce National Bank was born.
 

Citizens Commerce continues to be a community bank, and that means more than our size and location. We believe in giving back to the community through sponsorships and volunteer work. Our employees are involved in WEEF Golf, Bowl for Kids’ Sake, and other charitable fundraisers, and our sponsorships support local sports programs, libraries, and recreation centers. When you see our logo around town, whether it’s at a high school game, a construction site, or a charity event, you’ll know it represents our dedication to serving others.
 

That dedication to service extends to the relationships we have with our customers. We hope you can see us as your friend and trusted partner. We want to get to know you, and we want to learn how to serve you better. Like with our new FinanceWorks budget management system, we’re constantly looking for ways to make banking more convenient for you.
 

As we seek to improve our services, our goal is to innovate without abandoning time-tested practices of responsibility. We were founded with a National Bank charter, which comes with the highest quality of regulatory oversight, and we employ a Certified Public Accounting firm to audit our financial statements. 

Our commitment to service and responsibility has translated to success in business. We now have four locations and over 16,000 customers, but our vision of serving the community has not changed. We hope you will let us show you how that vision makes banking with Citizens Commerce a rewarding experience.
 

Above: Citizens Commerce employees pose for a picture to celebrate the bank's opening in 1996.
Top Row (left to right): Dave Preston, Teri Neal, Vicki Cox, Will Parks, Rhonda Barrier, John Soper, 
Louis "Sonny" Jones, David Brown, Mike Flynn 
Bottom Row (left to right): Patty Wilder, Melissa Richards, Judy Lancaster, Mollie Bradley,  
Elizabeth Blevins, Nancy Shipp, Ola Mae Moore, Tanya Markwell