Business Solutions

Commercial Loans

Citizens Commerce offers a wide range of business loans, all with competitive rates and flexible terms. Whether you’re looking to start a new business or expand an existing one,  one of our commercial loan specialists will work with you to design a loan that meets your company's needs.

Contact a commercial loan specialist:

Learn more about our commercial loans:
Term Loans
With a term loan, you can receive a lump sum and repay it in affordable monthly payments for a set period of time, usually anywhere from 1 to 5 years. Term loans are ideal for equipment or vehicle financing, long-term working capital, and business acquisition or development.

Lines of Credit
An available line of credit provides fast access to cash and flexible repayment options. You can use this short-term loan to cover seasonal demands or temporary financial emergencies, then pay us back with a plan that’s convenient for you. Lines of credit are ideal for short-term working capital, inventory, development, accounts receivable financing, and support of bonding requirements.

Citizens Commerce also partners with the Small Business Association (SBA) and the United States Department of Agriculture (USDA) to offer borrowers access to needed capital.

For information on the National Mortgage Licensing System and Registry, click here.