Personal Solutions

Mortgage Loans
At Citizens Commerce, we know that purchasing or refinancing a home is one of life’s biggest decisions. That’s why we offer prompt local decisions, flexibility in designing your mortgage, and low interest rates. One of our mortgage specialists will walk you through all the steps and make it easy for you to create and manage your mortgage.

Contact a mortgage specialist:

Rebecca Burkich 231 South Main Versailles, KY 40383 Telephone: 859-879-5846 Fax: 859-879-5946 rburkich@citizenscommerce.com NMLS ID: 712808

Brittany Anderson 714 South Main Street Nicholasville, KY 40356 Telephone: 859-879-5845 Fax: 859-879-5945  banderson@citizenscommerce.com NMLS ID: 755021

;

Learn more about our mortgages:
Read on to learn more about our mortgages or click here to learn about our other loans. 
For information about the mortgage application process, click here.
For information on the National Mortgage Licensing System and Registry, click here.

Fixed Rate
This loan’s interest rate and monthly payment will never change.

Adjustable Rate Mortgage (ARM)
With an adjustable rate mortgage, your interest rate will stay fixed for a period of time and then change at specific intervals over the term of the loan.