Personal Solutions

Citizens Statement Savings Accounts

Our Statement Savings Account is the perfect investment opportunity. We offer competitive interest rates and easy access to your money (limit of 6 withdrawals per month). You can even link your savings to your Citizens Choice Checking account for the security of Balance Protection and the convenience of Round-Up Savings.

Read on to learn more about our Savings Accounts or click here to learn about our Time Deposit Accounts.

Round-Up Savings
Our free Round-Up Savings feature makes it easy to save! We’ll round up your debit card transactions to the nearest dollar and automatically transfer the change from your Citizens Choice checking account to savings.

Read more about Round Up Savings here.

Balance Protection
With Balance Protection, you never have to worry about overdrawing your account. We can link your savings account to your checking account to protect you from overdrafts.  With each transfer, there is $5.00 fee. 

Interest Rates
Interest rates vary, but when you bank with Citizens Commerce, you can be sure you’re always getting a competitive rate. For information about our current rates, call us at (859) 879-9455 or stop by any of our branches and ask a Customer Service Representative.

eStatements
In an effort to protect the environment, Citizens Commerce charges a $2.00 monthly fee if you ask us to mail you paper statements. Online satements, however, are absolutely free. Each statement is available online for at least 24 months. Also, if you choose to combine statements for two or more accounts, you'll only be charged one $2.00 monthly fee for all of your accounts.

To learn more about free eStatements, click here.