Personal Solutions

Round Up Savings
Spare change adds up quickly. The idea isn’t new, but Citizens 
Commerce is making it easier than ever to put your change to 
good use. Our Round Up Savings program helps you save a little 
money every time you swipe your debit card.

Once you enroll, we'll round up your debit card purchases to the 
next dollar and transfer the difference from checking to savings. 
Before you know it, all that change will add up to pay for 
something special – an exotic vacation, your toddler’s college 
education, or maybe even a new car.

Stop in today to sign up!
 
Frequently Asked Questions
How do I record Round Up transfers in my checkbook?
Simply round up the transaction amount in your checkbook every time you make a debit card purchase. Your monthly bank statement contains an itemized list of all transactions. It will show you all Round Up Savings transfers and the new balance of your savings account.

When is the change transferred?
All Round Up transfers are made on the same day as the purchases.

What if I make a return?
If you return or cancel an item, your checking account will be refunded the amount of the purchase, but the change from the transaction will stay in your savings account.

What if my account is overdrawn?
We will never round up purchases if the transfer will make your checking account negative, and we will never transfer change from a checking account that is already negative.