Personal Solutions

Certificates of Deposit (CD)

CDs from Citizens Commerce make your money work for you. We offer competitive interest rates and a variety of term lengths. Stop in today to get the peace of mind that comes with FDIC insurance and a guaranteed interest rate. You’ll know you’ve made a smart choice as you watch your money grow.
 

Interest Rates
Interest rates vary, but with Citizens Commerce, you can always be sure you're getting a competitive interest rate. Your CD can earn a higher interest rate if you have other relationships with us or if you make a deposit of over $100,000. For current rate information, stop by any branch and ask to speak to a Customer Service Representative or give us a call at 859-879-9455.

Term Lengths
Our CDs come with maturity periods from 30 days to 60 months with a minimum deposit of $1000.

Maturing CD's
We'll notify you before your CD matures, and if you've chosen not to withdraw your funds ten days after your CD matures, we'll automatically renew the CD for the same term at the current interest rate.