Specials

Loans

Whether you're buying your first home or expanding your business, a Citizens Commerce loan provides the credit and flexibility you need. We offer a wide range of loans with competitive rates and flexible terms, and there's never been a better time to borrow. Stop by any location to speak with a loan officer.

Home Loans
If you're looking to refinance or buy a new home, we have a lending option that works for you.

• Long term FHA loans with 3.50% down payment
• Long term fixed rate financing with 15, 20 or 30 year terms
• Three year ARM at 3.99% (4.026% APR) with $399 closing costs 1†

Call one of our home mortgage lenders for current rates.

Personal Loans
Take your family on a dream vacation, buy that new car, or remodel your out-of-date kitchen. We offer personal loans for a five-year fixed term at 5.00% (5.331% APR).2† 

Speak with a loan officer at any of our convenient locations.

Business Loans
If you're thinking about expanding your business or starting a new one, now is the best time to start. Citizens Commerce has flexible terms with competitive rates, and we'll work with you to build a loan that meets your business needs.

All loans subject to credit underwriting and approval.
1. Adjustable Rate Mortgage. Rate may adjust after initial three year period and annually thereafter. Initial monthly payment of $476.98 per $100,000 borrowed based on 30 year amortization.
2. Payment of $18.87 per $1,000 borrowed based on 60 months.
† Annual Percentage Rate. Limited time offer.