Cash Management

ACH & Wire Origination Services

Citizens Commerce Bank’s online banking system already gives the ability to view and manage your business accounts right from your desktop, tablet, or smartphone.   Our Cash Management services let you take advantage of additional services such as ACH Origination, Wire Transfer services, and Positive Pay.

  • View statements, check balances, and pay your bills
  • Transfer funds – Make a one-time transfer or set up a recurring transfer between your business accounts
  • Fully compatible with Quicken® and QuickBooks®
  • Update your personal information
  • Establish alerts to monitor activity or changes to your account
  • Add stop payments and request other services

ACH Origination

Automated Clearing House (ACH) transactions are electronic debits and credits used to efficiently disburse funds or electronically collect funds from accounts at any bank.  With ACH you can eliminate checks for your company’s payroll by setting up Direct Deposit for your employees or collect payments, dues, and contributions with Direct Payment.

  • Lower Costs – Save money by eliminating check processing and postal expenses
  • Improve Cash Flow – Quicker collection of payments for improved liquidity
  • Eliminate the security risk associated with paper checks
  • Save time by setting up recurring payments or deposits

Wire Transfer Services

Wire Transfers are the most convenient and fastest way to move your money quickly and securely to and from Citizens Commerce Bank. Wire Transfers provide same-day transfer of funds between banks both domestically and internationally.

  • Initiate or receive large dollar payments securely and conveniently online
  • Send funds quickly for purchases (usually available same day)
  • Save time by setting up recurring wires based on payment needs