Business Services

Citizens Commerce offers a variety of business services to help you manage your business from anywhere. Our products and services allow you to spend less time banking, so you can focus on your business.


Save time and money. Deposit checks electronically from your desktop. Remote Deposit Capture utilizes a desktop scanner that connects to your PC and the Internet. With it, scan checks received from customer and send deposits electronically to the bank. It’s the quickest way to turn check deposits into cash.

Remote Deposit Capture Login


Citizens Commerce offers easy card payment solutions for your business. By accepting credit card payments, your business can increase sales opportunities, improve cash flow, and reduce loss due to check fraud.

  • Credit and debit card processing
  • Same day credit
  • EMV/NFC terminals
  • Smartphone/iPad mobile processing
  • Electronic check conversion
  • Gifts and loyalty cards
  • ACH processing
  • Convenience pay services
  • Free consulting visit and analysis
  • No early termination fees


Cash Management is the most powerful way to make technology work for you. It replaces time-consuming paperwork with fast, efficient, and reliable electronic services.

  • 24/7 access to linked accounts via the internet or mobile app (check balances, history, view images, and make transfers between accounts)
  • Download history in various formats (such as Quicken® and QuickBooks®), retrieve paid-check images, retrieve prior banks statements, place stop payments, order checks, and make IRS tax payments.
  • ACH origination
  • eStatements*
  • Wire transfer service
  • Bill pay service

If you choose to receive paper statements, there is a $5 monthly fee for balances less than $25,000.