Checking

Checking Accounts


Citizens Choice Checking Account

Citizens Checking, our non-interest checking account, allows you to avoid service charges with electronic statements.

  • Minimum opening balance of $100
  • Reimbursement up to $10/month for ATM surcharge fees from out-of-network ATMs
  • FREE Bill Pay
  • FREE Online Banking
  • FREE Mobile Banking*
  • FREE E-Statements or Online Banking statements
  • FREE Cashier’s Checks
  • No monthly service fee

Citizens Choice Checking

Citizens Choice Checking, our interest-bearing checking account, gives you the flexibility and convenience you deserve.

  • Minimum opening balance of $100
  • Interest-bearing account†
  • Reimbursement up to $10/month for ATM surcharge fees from out-of-network ATMs
  • FREE Online Banking
  • FREE Mobile Banking*
  • FREE E-Statements or Online Banking statements
  • FREE Cashier’s Checks
  • $10 monthly service fee is waived if at least one of the following criteria is met:
  • Account is less than 90 days old
  • Student account
  • One accountholder is over 50
  • Average balance is greater than $2,500
  • Account has a direct deposit
  • Five or more debit card transactions during the month (swiped as credit)

Senior Checking

  • Minimum opening balance of $100
  • Primary or secondary owner must be at least 65 years old
  • Interest-bearing account†
  • Reimbursement up to $10/month for ATM surcharge fees from out-of-network ATMs
  • FREE Bill Pay
  • FREE Online Banking
  • FREE Mobile Banking*
  • FREE Statements
  • FREE Cashier’s Checks
  • No Monthly Service Fee
  • Half Price Safe Deposit Box
  • One free box of basic checks per year if the account has a direct deposit

Build your savings faster with Round Up Savings!

When you use your CCNB debit card for a signature-based transaction (non- P.I.N.), we will round up to the nearest dollar and automatically deposit the difference into your CCNB savings account on the next business day. CCNB will also match a percentage of your round-up amount, up to a maximum of $250 annually. Swipe, round up and start saving today! It’s just like throwing your spare change in a jar. You will need a personal checking account, savings account and debit card to participate.


*Mobile data rates may apply.
† Tiered rate based on balance.