Commercial Loans

Commercial Loans

Line of Credit

  • An available line of credit provides fast access to cash and flexible repayment options. Use this short-term loan to cover seasonal demands or temporary financial emergencies, and then pay us back with a plan that’s convenient for you. Lines of credit are ideal for short-term working capital, inventory, development, accounts receivable financing and support of bonding requirements

Term loans

  • With a term loan, you can receive a lump sum and repay it in affordable monthly payments for a set period of time, usually anywhere from 1 to 5 years. Term loans are ideal for equipment or vehicle financing, long-term working capital and business acquisition or development
  • Flexible Terms
  • Competitive rates
  • Partners with Small Business Association (SBA) and the United States Department of Agriculture (USDA)

Contact a commercial loan specialist:


Denny Wilson
534 Marsailles Drive
Versailles, KY 40383
Tel: 859-879-5831
Fax: 859-879-5931

Michael Duckworth
534 Marsailles Drive
Versailles, KY 40383
Tel: 859-879-5829
Fax: 859-879-5929

Mark Yates
534 Marsailles Drive
Versailles, KY 40383
Tel: 859-879-5842
Fax: 859-879-5942


Bill Wilson
534 Marsailles Drive
Versailles, KY 40383
Tel: 859-879-5839
Fax: 859-879-5939

Richard Collins
714 South Main Street
Nicholasville, KY 40356
Tel: 859-881-7124
Fax: 859-881-7125

Brad Smither
Frankfort Market President

108 Sea Hero Rd, Suite A
Frankfort, KY 40601
Tel: 502-848-2001
Fax: 502-848-2021


Jeff Ball
Nicholasville Market President

714 South Main Street
Nicholasville, KY 40356
Tel: 859-881-7124
Fax: 859-881-7125

Michelle Oxley
President & CEO

534 Marsailles Drive
Versailles, KY 40383
Tel: 859-879-5879
Fax: 859-879-5979