Deposit Accounts

Business Accounts

Small Business Checking

Simple, economical and specifically designed to meet the needs of small businesses, Small Business Checking is a non-interest-bearing account with many features. As long as certain criteria are met, you can avoid charges.

  • Monthly minimum balance of $500 ($10 fee if it falls below)
  • 500 FREE items per statement cycle ($.25 per excess item)
  • FREE itemized monthly statement with digital images
  • FREE access to Cash Management (online business banking)

Commerce Checking

Perfect for mid- to large-size businesses, Commerce Checking provides a monthly analysis of your activity and offers a generous earnings credit based on your average daily balance. The earnings credit can be used to offset any monthly service charges. If your earnings credit exceeds the charges, it may be used to add new services to the account.

  • FREE access to Cash Management (online business banking)
  • Compatible with QuickBooks™
  • ACH origination
  • Wire transfer service

Commerce Checking (nonprofit)

As a proud supporter of nonprofit entities, Citizens Commerce National Bank offers FREE checking to these special clubs and organizations.

  • No minimum balance required
  • No service fees
  • FREE e-Statements or Online Banking statements

Business Savings

We offer competitive rates on savings accounts and Certificates of Deposit.