Deposit Accounts

As your business grows, so do your banking needs. At Citizens Commerce, we offer a variety of business accounts designed to make your banking simpler and more convenient. Link your account to a savings account, credit card processing, or even our Cash Management and Remote Deposit Capture services, and you're ready for a convenient and seamless banking experience.

BUSINESS CHECKING ACCOUNTS

  • Non-interest bearing
  • Reimbursement up to $10/month of ATM surcharge fees for out-of-network ATMs
  • Free e-Statements ($5 paper statement fee*)
  • Free online banking, bill pay, and mobile banking app
  • Mobile Deposit
  • Instant-issue business debit card

Small Business Checking

  • Minimum opening balance of $500
  • $10 monthly service fee if balance falls below $500 any date of the statement cycle
  • 150 free items per statement cycle (25ยข per excess item)

Commerce Checking

  • Minimum opening balance of $500
  • ACH origination service
  • Wire transfer services
  • Monthly service fee can be offset with an earnings credit based on average balance

BUSINESS SAVINGS

We offer competitive rates on savings accounts, money market accounts, and certificates of deposits. Contact a Customer Service Representative for more information.

*If you choose to receive paper statements, there is a $5 monthly fee for balances less than $25,000.