Investor Information


Investor Information

Citizens Commerce Bancshares, Inc. is a single bank holding company for Citizens Commerce National Bank. The bank received its national charter and opened for business in Versailles, Kentucky in November 1996. The holding company, a Kentucky corporation, was subsequently formed in 1998.

Through its bank subsidiary, the company provides banking services to Woodford County and the surrounding area through four full service locations, two in Versailles, one in Frankfort, and one in Nicholasville.

Citizens Commerce Bancshares, Inc. Officers

  • Frank Stark, President
  • Michelle Oxley, Secretary/Treasurer
  • Eli Barber, Assistant Secretary

Annual Financial Statements

Department of the Treasury regulations require posting of information related to certain expenditures. The Luxury Expenditure Policy, revised 9/16/2015, fulfills this requirement. Questions regarding the policy may be directed to the Bank President.

Corporate Headquarters:

Citizens Commerce Bancshares, Inc
P.O. Box 1028
Versailles, Ky 40383
Ph: (859) 879-9455
Fax: (859) 873-7508

Related Government Agencies: