Welcome

Let us help you build your dream home!

Call Denny Wilson today and he’ll guide you through the process and find the best construction loan option for you!


Local Banking…
Local Decisions

At Citizens Commerce National Bank we offer a variety of loan products with competitive rates, fast approval and experienced loan officers to help meet your lending needs. Apply online or visit any branch to meet with one of our loan officers.

CCNB Mobile Banking App - Banking anywhere, anytime!

Your life is mobile. Your bank is too! CCNB Mobile Banking puts 24/7 banking in the palm of your hand, allowing you to check account balances, transfer funds, pay bills, manage your debit card and deposit checks anywhere, anytime. Download the app today!

What will you do with your home’s equity?

Citizens Commerce National Bank offers $0 closing costs and low rates on Home Equity Lines of Credit. Apply online today!


Customer Testimonials

Our clients say it best. Read about their banking experience with Citizens Commerce National Bank.


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Boyd Orchards

From a 100% satisfied customer, I thank Citizens Commerce for a job well done! My visits always start with friendly greetings from all the staff and end with having all my banking needs fulfilled in the same friendly, but professional manner.
Terry Boyd, Owner

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Mid-America Bridge Company, Inc.

Banking is all about relationships. I greatly value the relationship I have with the folks at CCNB. They are fun, friendly, they all know me by name, and every day, year after year I know I can count on them.
David Meyers, President

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Ruggles Sign

Having a good banking relationship is vital in operating our business, not only for our everyday needs, but on a long term basis. Citizens Commerce National Bank (CCNB) has always been very supportive and helpful to us in growing our business. We especially appreciate the “hands on” service and knowing the names, along with the faces of the wonderful folks at CCNB.
Anna Cambron, Owner & CFO