Let us help you build your dream home!

Call Denny Wilson today and he’ll guide you through the process and find the best construction loan option for you!

Local Banking…
Local Decisions

At Citizens Commerce National Bank we offer a variety of loan products with competitive rates, fast approval and experienced loan officers to help meet your lending needs. Apply online or visit any branch to meet with one of our loan officers.

CCNB Mobile Banking App - Banking anywhere, anytime!

Your life is mobile. Your bank is too! CCNB Mobile Banking puts 24/7 banking in the palm of your hand, allowing you to check account balances, transfer funds, pay bills, manage your debit card and deposit checks anywhere, anytime. Download the app today!

What will you do with your home’s equity?

Citizens Commerce National Bank offers $0 closing costs and low rates on Home Equity Lines of Credit. Apply online today!

Customer Testimonials

Our clients say it best. Read about their banking experience with Citizens Commerce National Bank.


Brookdale Farm

Citizens Commerce has been my bank for the past decade. They always bend over backwards for me whenever I need anything. You would never hear the phrase “we can’t do that” at Citizens Commerce. I’m delighted with the service and everyone is always very pleasant and eager to help
Joe Seitz, Director of Sales


Nisshin Automotive Tubing

Our company has been doing business with Citizens Commerce since 2008 when we switched from a “big bank”. As a local community bank, they are extremely attentive to our needs and the service provided is top notch. The products and services they offer are exactly what we need to run our business and have helped us deal with the substantial growth we have achieved over the years and will do so for many years to come.
Steve Migita, President
Hank Okamura, President of Nisshin Holding


Bluegrass Staking Service, Inc.

I love the personal service I get from our bank! Anytime I have a question or concern I can just pick up the phone and speak to a real person who actually understands and even seems to care. This is my bank…for my personal AND business needs!
Tina Freibert, Owner