Overdraft Protection Program – ATS (Automatic Transfer System)

Because we all make mistakes, Citizens Commerce offers an Overdraft Protection Program – ATS to help prevent your account items from being returned. With ATS, funds needed to cover overdrafts to your checking account will automatically transfer from your authorized Citizens Commerce savings account.

*Transfer amount is limited to the “available” balance in the selected savings account. A transfer fee of $5 will be deducted from your savings account.