Welcome Home Grants

Welcome Home Grants


We are excited to help house hunters get into their home with the Welcome Home Program. The program offers low- to moderate-income homebuyers assistance to pay for closing costs or down payment.

Let’s get the ball rolling. Call one of our helpful loan officers at 859-879-9455, or email Applications@citizenscommerce.com.

Program Details

  • Helps low- to moderate-income homebuyers achieve home ownership.
  • Up to $5,000 grant for down payment or closing costs.
  • Up to $7,500 for active duty military, including United States National Guard, Military Reserves, honorably discharged veterans, and surviving spouses of military personnel.
  • Borrowers pay as little as $500 out-of-pocket toward home purchase.
  • Open to first time and repeat home buyers on new construction or existing homes.
  • Must be used as a primary residence.
  • Can be combined with other funding sources.
  • Funds are limited and available for first-come, first-served reservation beginning March 1, 2022.

*Subject to loan approval. Certain conditions & restrictions may apply. Limited funds available NMLS #509439.

If you’ve already selected a property and are ready to apply. Please follow the link to submit your application.
Apply Now